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DENTAL INSURANCE
​Flexibility in Plan Choice
Our dental insurance plan options allow you to choose the perfect balance between premium and out-of-pocket expenses based on your expected use of benefits. You have the freedom to select the plan that best suits your needs and budget.
Comprehensive Coverage with No Waiting Periods
All our plans offer immediate coverage for preventive, basic, and major dental services with no waiting periods, except for implants, which have a 12-month waiting period under plan 3000.
Benefits
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Includes two routine exams and cleanings per year with no deductibles on all plans, ensuring you maintain good dental health.
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Coverage for basic and major services increases over time, offering a higher percentage of coverage after the first year of the policy.
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Plans 2000 and 3000 include coverage for implants after a 12-month waiting period, with a lifetime maximum benefit of $1,500.
Waiting Period
There is no waiting period for most dental services, except for implants in plan 3000, which require a 12-month waiting period.
Annual Deductible
The deductible is $100 per insured person, per policy year, applicable to all plans.
Annual Maximum Coverage
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Plan 1000: Up to $1,000 in dental benefits per year.
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Plan 2000: Up to $2,000 in dental benefits per year.
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Plan 3000: Up to $3,000 in dental benefits per year.
Preventive Coverage
Covers 100% of two routine exams and cleanings per year, with no deductibles on all plans.
Coverage for Basic Services (such as simple fillings)
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First year of the policy: 60% after the deductible.
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Starting from the second year: 80% after the deductible.
Coverage for Major Services (such as crowns and bridges)
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First year of the policy: 15% after the deductible.
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Starting from the second year: 50% after the deductible.